Managed Care Systems

For Consumers

For HMOs, CBPs, and Providers

About Minnesota HMOs

Related Sites

Contact Info
Managed Care Systems
651-201-5100
800-657-3916 (toll-free)
health.mcs@state.mn.us

Contact Info

Managed Care Systems
651-201-5100
800-657-3916 (toll-free)
health.mcs@state.mn.us

Network Adequacy 
Small Group Market Networks

Plan year 2027

Small group health plans are designed for businesses and organizations with two to 50 full-time employees. Consumer protections required in these plans include coverage for preexisting conditions and free preventive care, as well as coverage for prescription drugs and substance use disorder and mental health treatment.

Employers can purchase small group health coverage for their employees directly through an insurance agent or broker, or directly from a health plan. These plans are not sold on MNsure, Minnesota’s online health insurance marketplace. Nine health plans are approved to sell coverage in 2027 and offer a total of 24 networks.

If you have questions about networks, contact a health plan directly. Please visit the web sites listed below to get the most up to date provider network information from each health plan.

The Minnesota Department of Commerce approves rates for individual market products. For information on rates and how rates are determined, visit the Commerce website.

Health insurers offering networks small groups must meet certain state standards for geographic access. In some situations, they may be unable to meet these standards and are required to submit a waiver request. Please see our Network Waivers page for approved health plan networks.

The following networks are offered in the small group health insurance market. Coverage area for each network is highlighted in green.

 

Aspirus Health Plan *New!

Aspirus Health Plan website

Autograph MNN001

Counties in service area: Cook, Carlton, Lake, Itasca, St. Louis

Offered: On MNsure

Map of Minnesota counties in Autograph MNN001 service area

 

Blue Cross Blue Shield of Minnesota

Blue Cross Blue Shield of Minnesota website

Aware Network MNN001

Statewide service area.

Offered: Off MNsure

Map of Minnesota counties in Aware Network service area

Blue Plus

Blue Plus website

High Value Network MNN009

Statewide service area.

Offered: Off MNsure

Map of Minnesota counties in Group Value Network service area

HealthPartners, Inc. (HPI)

HealthPartners, Inc. website

Open Access MNN001

Counties in service area: Anoka, Benton, Carver, Chippewa, Chisago, Clay, Cottonwood, Dakota, Douglas, Hennepin, Isanti, Jackson, Kandiyohi, Lincoln, Lyon, McLeod, Meeker, Mille Lacs, Morrison, Murray, Nobles, Pipestone, Ramsey, Rock, Scott, Sherburne, Stearns, Todd, Washington, Wadena, Wright, Yellow Medicine

Offered: Off MNsure

Map of Minnesota counties in Open Access Network service area

Open Access Perform MNN002

Counties in service area: Anoka, Benton, Carver, Chisago, Chippewa, Clay, Cottonwood, Dakota, Douglas, Hennepin, Isanti, Jackson, Kandiyohi, Lincoln, Lyon, McLeod, Meeker, Mille Lacs, Morrison, Murray, Nobles, Pipestone, Ramsey, Rock, Scott, Sherburne, Stearns, Todd, Washington, Wadena, Wright, Yellow Medicine

Offered: Off MNsure
 

Map of Minnesota counties in Perform Access Network service area

Achieve SE MNN003

Counties in service area: Anoka, Carver, Dakota, Hennepin, McLeod, Ramsey, Sherburne, Scott, Washington, Wright

Offered: Off MNsure

Map of Minnesota counties in Achieve SE service area

CentraChoice SE MNN004

Counties in service area: Benton, Douglas, Kandiyohi, Meeker, Morrison, Sherburne, Stearns, Todd, Wadena, Wright

Offered: Off MNsure

Map of Minnesota counties in Centra Choice SE Network service area

Select ACO SE MNN005

Counties in service area: Anoka, Dakota, Hennepin, Ramsey, Scott, Washington

Offered: Off MNsure

Map of Minnesota counties in Select ACO service area

Tiered Choice MNN006

Counties in service area: Anoka, Dakota, Hennepin, Ramsey, Scott, Washington

Offered: Off MNsure
 

Map of Minnesota counties in Tierred Choice service area

Medica Insurance Company

Medica Insurance Company website

Medica Elect MNN001

Counties in service area: Anoka, Benton, Brown, Carlton, Carver, Chisago, Dakota, Goodhue, Hennepin, Isanti, Kanabec, Kandiyohi, Lake, Le Sueur, McLeod, Meeker, Mille Lacs, Nicollet, Pine, Ramsey, Rice, Scott, Sherburne, Sibley, Saint Louis, Wabasha, Washington, Wright

Offered: Off MNsure

Map of Minnesota counties in Medica Elect service area

Medica Choice Passport MNN003

Statewide service area.

Offered: Off MNsure

Map of Minnesota counties in Medica Choice Passport Network service area

Medica CompleteHealth MNN004

Counties in service area: Blue Earth, Dodge, Faribault, Fillmore, Freeborn, Goodhue, Houston, Le Sueur, Martin, Mower, Nicollet, Olmsted, Rice, Steele, Wabasha, Waseca, Watonwan, Winona

Offered: Off MNsure

Map of Minnesota counties in Medica Complete Health Network service area

VantagePlus with Medica MNN006

Counties in service area: Anoka, Carver, Chisago, Dakota, Hennepin, Isanti, Ramsey, Scott, Sherburne, Washington, Wright

Offered: Off MNsure

Map of Minnesota counties in Medica Vantage Plus service area

Park Nicollet and HealthPartners Medical Group First with Medica MNN007

Counties in service area: Anoka, Carver, Dakota, Hennepin, Ramsey, Scott, Washington

Offered: Off MNsure

Map of Park Nicollet and HealthPartners Medical Group First with Medica service area

Ridgeview Community Network Powered by Medica MNN008

Counties in service area: Carver, Hennepin, Le Sueur, McLeod, Scott, Sibley, Wright

Offered: Off MNsure

Map of Ridgeview Community Network Powered by Medica service area

Altru & You with Medica MNN009

Counties in service area: Kittson, Marshall, Pennington, Polk, Red Lake, Roseau

Offered: Off MNsure

Map of Minnesota counties in Medica Altru & You Network service area

Essentia ChoiceCare with Medica MNN010

Counties in service area: Becker, Carlton, Cass, Clay, Crow Wing, Hubbard, Itasca, Mahnomen, Norman, Pine, Saint Louis, Wilkin

Offered: Off MNsure

Map of Minnesota counties in Essentia Choice Care Network service area

Quartz Health Plan MN Corporation

Quartz Health Plan MN Corporation website

Quartz Select MNN001

Counties in service area: Fillmore, Houston, Olmsted, Wabasha, Winona

Offered: Off MNsure

Map of Minnesota counties in Select Network service area

Sanford Health Plan of Minnesota

Sanford Health Plan of Minnesota website

Simplicity MNN001

Counties in service area: Becker, Beltrami, Big Stone, Blue Earth, Brown, Chippewa, Clay, Clearwater, Cottonwood, Douglas, Grant, Hubbard, Jackson, Kandiyohi, Kittson, Lac Qui Parle, Lake of the Woods, Lincoln, Lyon, Mahnomen, Marshall, Martin, McLeod, Meeker, Murray, Nicollet, Nobles, Norman, Otter Tail, Pennington, Pipestone, Polk, Pope, Red Lake, Redwood, Renville, Rock, Roseau, Sibley, Stearns, Stevens, Swift, Traverse, Watonwan, Wilkin, Yellow Medicine

Offered: Off MNsure

Map of Minnesota counties in Simplicity Network service area

TRUE MNN002

Counties in service area: Beltrami, Clay, Clearwater, Cottonwood, Hubbard, Jackson, Murray, Nobles, Pennington, Red Lake, Rock

Offered: Off MNsure

Map of Minnesota counties in True Network service area

UnitedHealthcare Insurance Company

UnitedHealthcare Insurance Company website

Choice Plus MNN001

Statewide service area.

Offered: Off MNsure

Map of Minnesota counties in Choice Plus Network service area

UnitedHealthcare of Illinois

UnitedHealthcare of Illinois, Inc. website

Choice MNN001

Statewide service area.

Offered: Off MNsure

Map of Minnesota counties in Choice Plus Network service area

Core MNN002

Counties in service area: Anoka, Carver, Chisago, Dakota, Isanti, Hennepin, Ramsey, Scott, Sherburne, Washington, Wright

Offered: Off MNsure

Map of Minnesota counties in Core Essential Network service area

For more information, email networkadequacy@state.mn.us

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Last Updated: 11/02/2026

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